Secure your future with living benefits

Discover how living benefits can protect your family's financial stability, providing essential income if you're unable to work due to chronic, critical, or terminal illness. At My Term Agent, we're dedicated to helping young working families and middle-aged adults safeguard their income and future.

Understanding living benefits

Living benefits offer a crucial safety net, ensuring you and your loved ones have financial support when faced with unexpected health challenges. They provide income during your lifetime if you become unable to work due to a qualifying illness, offering peace of mind and financial security.

Income protection

Living benefits provide vital income to your family, helping to cover daily expenses and maintain your lifestyle when you can't work due to illness.

Protection for all ages

Whether you're a young professional or approaching retirement, living benefits safeguard your financial future against unforeseen health issues.

Peace of mind

Knowing your income is protected allows you to focus on recovery without the added stress of financial worries.

Who living benefits help the most

Living benefits are designed to provide essential financial support for young working families and middle-aged adults, protecting them from the devastating impact of lost income due to chronic, critical, or terminal illness. If you're concerned about your family's financial future in the face of unexpected health challenges, this coverage is for you.

For young working families

If you're starting a family or have young children, living benefits protect your ability to provide for them. A critical illness could mean losing your income, but with living benefits, your family's financial stability remains secure.

For middle-aged adults

As you approach your peak earning years, the risk of chronic illness increases. Living benefits ensure that a health setback doesn't derail your financial plans, helping you maintain your lifestyle and cover medical expenses without depleting savings.